FangWallet Editors

FangWallet was created in 2014 to make financial knowledge easy to read and accessible to the masses to empower individuals to truly understand finances and make sound life decisions. No personal finance question should go unanswered. Personal finance. Understood.
You Can Open a Wells Fargo CD with Just $2,500—Is It Worth It? - Verified by FangWallet
5 min read

You Can Open a Wells Fargo CD with Just $2,500—Is It Worth It?

5 min readWells Fargo CDs provide a fixed interest rate that is guaranteed. You must deposit at least $2,500 to open a regular CD. CDs can be opened for terms that last from three months to several years. You can get better interest rates when linked to a checking account. There may be penalties for […]Continue reading "You Can Open a Wells Fargo CD with Just $2,500—Is It Worth It?" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Credit Cards,Health
5 min read
what is a living trust vs will
8 min read

What Is a Living Trust vs. Will? Avoid Costly Estate Mistakes

8 min readEstate planning is crucial for managing assets and ensuring your wishes are honored. A will outlines asset distribution and guardianship for minor children after death. A living trust allows asset management during life and can bypass probate. Understanding estate tax implications is essential for maximizing inheritances. Consulting an estate planning attorney ensures a […]Continue reading "What Is a Living Trust vs. Will? Avoid Costly Estate Mistakes" →
Tagged ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Legal,Retirement
8 min read
how to get out from under a car loan
12 min read

How to Get Out From Under a Car Loan—Fast and Smart!

12 min readHaving negative equity in your auto loan can feel overwhelming, but numerous solutions can help you navigate this challenge. Refinancing your car loan could potentially lower your monthly payments. It might be beneficial to explore the option of selling your car privately or trading it in, but carefully evaluate the financial implications beforehand. […]Continue reading "How to Get Out From Under a Car Loan—Fast and Smart!" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Auto,Debt,Loans
12 min read
how to pay in 4 with paypal
8 min read

How to Pay in 4 with PayPal—No Interest, No Stress!

8 min readPayPal Pay in 4 lets you split purchases into four equal payments. Enjoy interest-free installments with no hidden fees when you pay on time. A soft credit check is required, so your credit score won’t be impacted. The service seamlessly integrates with your PayPal account for easy management. Millions of online retailers accept […]Continue reading "How to Pay in 4 with PayPal—No Interest, No Stress!" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Guides,Technology
8 min read
what is a two tailed test
8 min read

What Is a Two-Tailed Test? Statistics Made Simple

8 min readA two-tailed test in statistics helps us understand if a sample’s average value falls significantly above or below a specific range. This type of test is widely used in hypothesis testing, especially when we want to see if the sample mean differs significantly from what we expect in the whole population. Two-tailed tests […]Continue reading "What Is a Two-Tailed Test? Statistics Made Simple" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Education,Guides,Technology
8 min read
how to read a profit and loss statement
12 min read

How to Read a Profit and Loss Statement Like a Pro

12 min readA profit and loss (P&L) statement, or income statement, summarizes a company’s financial performance over a specific period. It reveals important information about revenue generation, expense management, and overall profitability. Understanding the components of a P&L statement, such as revenue, cost of goods sold, and operating expenses, is crucial for informed financial decision-making. […]Continue reading "How to Read a Profit and Loss Statement Like a Pro" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Guides,Investing
12 min read
How to Get a Loan Like NetCredit Without High Interest Rates - Verified by FangWallet
7 min read

How to Get a Loan Like NetCredit Without High Interest Rates

7 min readLook into options that are better than high-interest loans, like NetCredit. Find out how to get low-interest loans. Learn about credit scores, income ratios, and more. Get ideas on raising your credit score to have better loan choices. Discover how to compare lenders and pick the best loan for you. Introduction Taking charge […]Continue reading "How to Get a Loan Like NetCredit Without High Interest Rates" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Loans,Opinion
7 min read
What is a Fair Price? Questions to Consider Before Talking About a Used Car - Verified by FangWallet
8 min read

What is a Fair Price? Questions to Consider Before Talking About a Used Car

8 min readBuying a used car can help you save money. It is important to agree on a fair price. Look up the car’s market value. Get a report about its history and have a trusted mechanic check it. Ask the seller about the car’s past. This includes any accidents or repairs. Be ready to […]Continue reading "What is a Fair Price? Questions to Consider Before Talking About a Used Car" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Auto,Frugal Living,Guides,Opinion,Personal
8 min read
Can You AirBnB Your Second Home? Legal & Financial Concerns - Verified by FangWallet
13 min read

Can You AirBnB Your Second Home? Legal & Financial Concerns

13 min readRenting out your second home on platforms like Airbnb can give you good rental income. But first, it’s important to know the legal and financial issues that come with it. Before you list your home, follow local zoning laws and rules. Get the right permits and make sure to meet homeowner association guidelines. […]Continue reading "Can You AirBnB Your Second Home? Legal & Financial Concerns" →
Tagged ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Guides,Legal
13 min read
How to Use Bundle Pricing to Get Great Deals on Tech Gadgets - Verified by FangWallet
9 min read

How to Use Bundle Pricing to Get Great Deals on Tech Gadgets

9 min readBundle pricing lets you buy several tech gadgets for a lower price. It’s a common sales method used by stores to boost the average order amount. Tech bundles usually include products that work well together, like a laptop, a mouse, and a laptop bag. Carefully look into and compare bundle offers from various […]Continue reading "How to Use Bundle Pricing to Get Great Deals on Tech Gadgets" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Opinion,Technology
9 min read
How to Deal with Tough Debt Collectors and Protect Your Rights - Verified by FangWallet
8 min read

How to Deal with Tough Debt Collectors and Protect Your Rights

8 min readDebt collection can be stressful, but it’s important to know your rights and the laws that protect you. The Fair Debt Collection Practices Act keeps you safe by stopping collectors from being rude or dishonest. You can ask for proof of the debt, tell them to stop reaching out, and report any bad […]Continue reading "How to Deal with Tough Debt Collectors and Protect Your Rights" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Legal,Personal
8 min read
how to write a will in texas
5 min read

How to Write a Will in Texas: Do You Need a Lawyer?

5 min readA valid Texas will requires the signatures of two disinterested witnesses and, although not mandatory, should ideally be notarized. Texas law recognizes holographic wills, which are handwritten entirely by the testator, negating the need for witness signatures. To create a will, one must be at least 18 years old and of sound mind […]Continue reading "How to Write a Will in Texas: Do You Need a Lawyer?" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Elderly,Legal,Retirement
5 min read

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Register for free
Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

© 2014-2025 FangWallet, LLC. All Rights Reserved. Proudly powered by WordPress

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.