FangWallet Editors

FangWallet was created in 2014 to make financial knowledge easy to read and accessible to the masses to empower individuals to truly understand finances and make sound life decisions. No personal finance question should go unanswered. Personal finance. Understood.
When to revise your will
8 min read

When to Revise Your Will: Don’t Wait Until It’s Too Late

8 min readLife is full of changes, and your will should reflect that. Consider revising it after major events like marriage, divorce, or the birth of a child. Even substantial shifts in finances or moves to a new state can necessitate updates. Stay proactive!Continue reading "When to Revise Your Will: Don’t Wait Until It’s Too Late" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Elderly,Legal,Retirement
8 min read
children and taxes
4 min read

Children and Taxes: The Ultimate Guide to Tax Breaks for Parents

4 min readHaving children can significantly impact your tax situation. From the Child Tax Credit to dependent exemptions, families may find themselves eligible for various deductions that lower taxable income. Understanding these benefits can help maximize your refund each year.Continue reading "Children and Taxes: The Ultimate Guide to Tax Breaks for Parents" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Legal,Parents,Personal
4 min read
How to Qualify for a $500K Business Loan – Tips & Requirements - Verified by FangWallet
6 min read

How to Qualify for a $500K Business Loan – Tips & Requirements

6 min readAre you considering a $500k business loan? Start by assessing your financial health and creating a solid business plan. Research lenders, gather necessary documents, and be prepared to demonstrate your ability to repay. With the right preparation, you can secure the funds you need to grow your business.Continue reading "How to Qualify for a $500K Business Loan – Tips & Requirements" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Entrepreneurship,Opinion
6 min read
Can You Get Auto Insurance Without a License? - Verified by FangWallet
7 min read

Can You Get Auto Insurance Without a License?

7 min readMany wonder if they can obtain auto insurance without a license. The answer is generally no; insurers require a valid driver's license to offer coverage. However, you may explore options like non-owner insurance if you're listed as a driver on someone else's policy.Continue reading "Can You Get Auto Insurance Without a License?" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Auto,Guides,Insurance,Opinion
7 min read
Guide to Launching a Profitable Service Business - Verified by FangWallet
6 min read

Guide to Launching a Profitable Service Business

6 min readStarting a service business to replace your income is a rewarding journey. Begin by identifying your skills and market demand. Then, outline a business plan, set competitive pricing, and leverage online marketing to attract clients. Stay committed, and success will follow!Continue reading "Guide to Launching a Profitable Service Business" →
Tagged ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Entrepreneurship,Guides,Opinion,Side Hustles
6 min read
requirements to refinance a mortgage
7 min read

Requirements to Refinance a Mortgage: Step-by-Step Guide

7 min readRefinancing your mortgage can be a smart financial move, but it's essential to meet certain requirements. Typically, lenders look for a stable income, a good credit score (usually 620 or higher), and sufficient equity in your home. Understanding these factors can help you navigate the process.Continue reading "Requirements to Refinance a Mortgage: Step-by-Step Guide" →
Tagged ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Loans,Mortgage,Personal
7 min read
stock warrants vs stock options
5 min read

Stock Warrants vs. Stock Options: Which One is Better for Investors?

5 min readWhen exploring investment opportunities, understanding stock warrants and options is crucial. Warrants typically have longer durations and can represent new shares, while options are contracts tied to existing shares, often with expiration dates. Each offers unique advantages and risks.Continue reading "Stock Warrants vs. Stock Options: Which One is Better for Investors?" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Investing,Market News,Speculation
5 min read
rules to get rich
4 min read

Rules to Get Rich: Habits of Millionaires You Can Follow

4 min readCreating wealth requires discipline and strategy. Start by setting clear financial goals, budgeting wisely, and consistently investing. Surround yourself with like-minded individuals, embrace lifelong learning, and don't shy away from calculated risks. Your journey to riches begins with these essential rules!Continue reading "Rules to Get Rich: Habits of Millionaires You Can Follow" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Investing,Make Money,Personal
4 min read
best credit cards for couples
4 min read

Best Credit Cards for Couples: Build Credit and Earn Together

4 min readWhen it comes to managing shared expenses, the right credit card can make a big difference for couples. In 2025, look for cards with great rewards on joint purchases, no foreign transaction fees for travel, and tools for budgeting together.Continue reading "Best Credit Cards for Couples: Build Credit and Earn Together" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Credit Cards,Opinion,Relationships
4 min read
HDHP vs. PPO: How to Choose the Best Health Plan for You - Verified by FangWallet
6 min read

HDHP vs. PPO: How to Choose the Best Health Plan for You

6 min readChoosing between an HDHP and a PPO can be daunting. HDHPs often come with lower premiums but higher deductibles, making them suitable for healthy individuals comfortable with out-of-pocket costs. In contrast, PPOs offer more flexibility and lower out-of-pocket expenses for those who expect frequent medical visits. Assess your health needs and financial situation to find the best fit.Continue reading "HDHP vs. PPO: How to Choose the Best Health Plan for You" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Health,Insurance,Opinion
6 min read
student loan default
4 min read

Student Loan Default: Steps to Get Back on Track Financially

4 min readStudent loan default occurs when you stop making payments for an extended period, typically 270 days. It can severely impact your credit score and financial future. Fortunately, options like repayment plans or loan rehabilitation can help you regain your footing.Continue reading "Student Loan Default: Steps to Get Back on Track Financially" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Loans,Opinion,Students
4 min read
money during a crisis
4 min read

Money During a Crisis: Smart Financial Moves to Stay Afloat

4 min readDuring a crisis, managing your money is crucial. Start by creating a strict budget to track essential expenses. Prioritize cash flow and consider negotiating payment terms with vendors. Stay informed and adapt your financial strategy as needed to ensure stability.Continue reading "Money During a Crisis: Smart Financial Moves to Stay Afloat" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Frugal Living,Investing,Personal
4 min read

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Register for free
Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

© 2014-2025 FangWallet, LLC. All Rights Reserved. Proudly powered by WordPress

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.