FangWallet Editors

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How to Prepare for the 401(k) Inheritance Process - Verified by FangWallet
4 min read

How to Prepare for the 401(k) Inheritance Process

4 min readUnderstanding the 401(k) inheritance process is crucial for both account holders and beneficiaries. Keeping beneficiary information up to date simplifies the inheritance process and helps avoid probate. A surviving spouse has multiple options for an inherited 401(k.), including rolling it into their own account, transferring it to an Inherited IRA, or taking a […]Continue reading "How to Prepare for the 401(k) Inheritance Process" →
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Elderly,Guides,Retirement
4 min read
Best First Credit Card for Young Adults: Top Picks - Verified by FangWallet
4 min read

Best First Credit Card for Young Adults: Top Picks

4 min readPicking the right first credit card helps you start your credit journey. Look for cards with low fees, good rewards, or competitive interest rates. Spend wisely and pay bills on time to build a strong credit history. Check your credit report and score regularly to monitor progress. Use available tools and resources to […]Continue reading "Best First Credit Card for Young Adults: Top Picks" →
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Credit Cards,Guides,Opinion,Students
4 min read
Opening a Joint Bank Account with SoFi Online: How to Do It - Verified by FangWallet
4 min read

Opening a Joint Bank Account with SoFi Online: How to Do It

4 min readYou can open a joint account with SoFi online. Enjoy competitive interest rates with no monthly fees. Manage your shared finances easily with SoFi’s mobile app. Access various banking features, including direct deposit and mobile check deposit. Your deposits are protected with FDIC insurance. SoFi’s online platform makes joint account management seamless. Introduction […]Continue reading "Opening a Joint Bank Account with SoFi Online: How to Do It" →
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Banking,Guides,Opinion,Relationships
4 min read
how often should i use my credit card
6 min read

How Often Should I Use My Credit Card? The Right Strategy

6 min readUsing your credit card often can help your credit score to grow. It does this by creating a good payment record and keeping your credit use low. Use your credit card for small buys at least once a month. This way, you can keep your account active and avoid it being closed. Don’t […]Continue reading "How Often Should I Use My Credit Card? The Right Strategy" →
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Banking,Credit Cards,Opinion,Personal
6 min read
what is closed end credit
6 min read

What Is Closed-End Credit & How Does It Work?

6 min readClosed-end credit is when you borrow a set amount of money and pay it back with interest over a specific time. Common examples are mortgages, auto loans, student loans, and loans for personal use. It offers steady payments and a clear date to pay off the debt, which makes budgeting easier. Your credit […]Continue reading "What Is Closed-End Credit & How Does It Work?" →
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Banking,Credit Cards,Loans,Opinion
6 min read
how to tell if gold is fake
5 min read

How to Tell If Gold Is Fake at Home (No Tools Needed!)

5 min readLearn quick and easy ways to test if gold is real at home. You do not need special equipment. You can use simple inspections, magnet tests, water tests, and other methods to check for real gold. Find out about gold stamps, their purity, and what genuine gold looks like. Know the limits of […]Continue reading "How to Tell If Gold Is Fake at Home (No Tools Needed!)" →
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Guides,Investing,Personal
5 min read
how much are shots for kittens
5 min read

How Much Are Shots for Kittens? Affordable Care Options

5 min readKitten vaccinations are very important for keeping them safe from serious diseases. Core vaccines, which are needed for all kittens, include FVRCP (a shot that guards against three viruses) and rabies. Non-core vaccines, like feline leukemia (FeLV), may be suggested based on a cat’s way of life and risk factors. The cost of […]Continue reading "How Much Are Shots for Kittens? Affordable Care Options" →
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Guides,Health,Opinion,Personal
5 min read
what is the difference between profit and revenue
5 min read

What Is the Difference Between Profit and Revenue? Key Facts

5 min readRevenue is the total money made from selling goods or services. Profit is the money left after you take out expenses from revenue. Gross profit is revenue minus the direct costs of making the product. Net profit is found by taking all expenses away from revenue. Knowing about revenue and profit is important […]Continue reading "What Is the Difference Between Profit and Revenue? Key Facts" →
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Business,Guides,Investing,Opinion
5 min read
how to start your own daycare
5 min read

How to Start Your Own Daycare and Make It Profitable

5 min readIdentify a need: Is there a need for daycare in your area? Licensing is important: Learn and follow all licensing rules. Make a business plan: List your services, budget, and marketing strategy. Create a safe and fun place: Build a friendly space for kids. Market your services: Connect with possible clients in different […]Continue reading "How to Start Your Own Daycare and Make It Profitable" →
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Business,Entrepreneurship,Guides,Opinion
5 min read
how business loans work
6 min read

How Business Loans Work: A Beginner’s Guide

6 min readBusiness loans help you get money for different needs, from starting up to new projects. It is important to know about several types of loans, like term loans, lines of credit, and SBA loans, to choose the right one. Lenders check things like your credit score, cash flow, and how long you’ve been […]Continue reading "How Business Loans Work: A Beginner’s Guide" →
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Business,Guides,Loans,Opinion
6 min read
where to sign back of check
4 min read

Where to Sign Back of Check? Avoid This Common Mistake!

4 min readMortgage-backed securities (MBS) play a big role in the housing market. They affect mortgage interest rates. MBS are made from a collection of mortgages. Investors earn money from what homeowners pay each month on their loans. When MBS rates change, mortgage rates change as well. If MBS prices drop, mortgage rates can rise. […]Continue reading "Where to Sign Back of Check? Avoid This Common Mistake!" →
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Banking,Guides,Opinion,Personal
4 min read
do you need title insurance
5 min read

Do You Need Title Insurance, or Is It a Waste of Money?

5 min readTitle insurance protects homebuyers from losses due to title issues. It covers problems like unknown claims, fights over ownership, and mistakes in public records. Lender’s title insurance saves the lender’s money, while owner’s title insurance keeps the homeowner’s investment safe. A title search is done before buying a property to find any title […]Continue reading "Do You Need Title Insurance, or Is It a Waste of Money?" →
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Insurance,Legal,Mortgage,Opinion
5 min read

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