FangWallet Editors

Debt,Loans,Opinion,Personal

5 min read

4 min read

How to Start a Cafe Business: What You Need to Know Before Serving Your First Cup

4 min readBooming industry: The cafe industry is thriving, driven by the increasing popularity of coffee and cafe culture. Detailed planning: Crafting a detailed business plan is crucial, covering your cafe concept, market analysis, financial projections, and operational strategies. Prime location: Choosing the right location with high foot traffic and a suitable demographic is essential […]Continue reading →

Tagged Featured, Regular

Business,Entrepreneurship,Guides,Opinion

4 min read

What Is a Buy-Sell Agreement? How It Protects Your Business and Partners

4 min readA buy-sell agreement outlines the process of buying out a business owner’s interest in specific situations, such as death, disability, or retirement. This agreement helps ensure a smooth transition of ownership and prevents disputes among partners or their heirs. Buy-sell agreements are crucial for businesses with multiple owners, including partnerships, LLCs, and corporations. […]Continue reading →

Tagged Regular

Business,Entrepreneurship,Legal,Opinion

4 min read

What’s an Annual Fee? How to Decide If It’s Worth the Cost

4 min readAn annual fee is a yearly charge by credit card companies for using specific cards and enjoying their perks. Annual fee cards often offer better rewards than those without, especially for travel and dining. Weighing the value of the benefits against the cost of the annual fee is crucial. Consider your spending habits—if […]Continue reading →

Tagged Featured, Regular

Banking,Credit Cards,Guides,Opinion

4 min read

Oregon Mortgage Rates: Tips for Finding the Best Rate

4 min readShop around and compare rates—don’t take the first mortgage you see. Get quotes from multiple lenders to compare interest rates, fees, and terms. Check and improve your credit score—lenders review your credit score. A higher score often qualifies you for a lower interest rate. Save for a larger down payment—a bigger down payment […]Continue reading →

Tagged Regular

Guides,Mortgage,Personal

4 min read

Understanding Tenancy by Entireties for Unmarried Couples

4 min readTenancy by Entirety (TBE) is a form of property ownership exclusively for married couples, offering legal and financial benefits. Right of survivorship ensures that when one spouse dies, their share automatically transfers to the surviving spouse without probate. TBE provides creditor protection, preventing individual debts from affecting jointly owned property. Eligibility depends on […]Continue reading →

Tagged Regular

Guides,Frugal Living,Personal,Relationships

4 min read

Handling Credit Card Expiration Date While Traveling

4 min readAlways check your credit card’s expiration date before you travel. Ensure your billing address and contact info are current with your card issuer. Understand your credit card’s international policies, including fees and acceptance. Have backup payment methods like a debit card, cash, or traveler’s checks. Save your card issuer’s customer service number for […]Continue reading →

Tagged Regular

Credit Cards,Guides,Lifestyle,Travel

4 min read

3 min read

Mississippi’s Cost of Living for Families: Budgeting Tips & Insights

3 min readMississippi has the lowest cost of living in the United States. Housing costs are significantly lower than the national average. The state offers affordable living and family-friendly activities. Families moving to Mississippi should budget carefully. Various resources are available to help families manage expenses. Introduction Mississippi is one of the most affordable states […]Continue reading →

Tagged Regular

Guides,Lifestyle,Personal,Speculation

3 min read

4 min read

How to Improve Gas Mileage Mechanically: Boost Efficiency with These Auto Fixes

4 min readDiscover effective methods to enhance your vehicle’s fuel economy and spend less on gas. Learn how to optimize tire pressure, upgrade air filters, and maintain your car for peak performance. Explore advanced auto fixes like spark plug replacement and tire alignment for greater fuel efficiency. Understand the impact of driving habits on gas […]Continue reading →

Tagged Regular

Auto,Opinion,Personal,Technology

4 min read

4 min read

Is There Financial Aid for Grad School? Exploring Your Funding Options

4 min readFinancial aid for graduate school is available to help offset costs. The FAFSA is the first step in exploring eligibility for federal aid, with some state and school-based options requiring additional applications. Scholarships, grants, assistantships, and fellowships provide funding that does not need to be repaid. Employer tuition reimbursement programs can help reduce […]Continue reading →

Tagged Regular

Education,Loans,Opinion,Personal

4 min read

How Much Is 70K a Year Monthly? A Breakdown of Your Take-Home Pay

4 min readUnderstanding your monthly take-home pay when earning $70,000 a year requires considering taxes and deductions. Federal and state taxes can significantly impact your net income, depending on your location and tax bracket. Deductions for contributions like 401(k) and health insurance lower your taxable income, increasing your take-home pay. Various tools, like online calculators, […]Continue reading →

Tagged Regular

Career,Lifestyle,Opinion,Personal

4 min read

Do You Get a Tax Credit for Buying a House? How to Maximize Your Tax Savings

4 min readWhile a federal tax credit for buying a house in 2023 doesn’t exist, homeowners can benefit from several tax deductions. A primary residence has potential tax benefits, including deductions for mortgage interest, property taxes, and certain home improvements. Understanding the difference between tax deductions and credits is vital for maximizing your savings. Before […]Continue reading →

Tagged Featured, Regular