FangWallet Editors

FangWallet was created in 2014 to make financial knowledge easy to read and accessible to the masses to empower individuals to truly understand finances and make sound life decisions. No personal finance question should go unanswered. Personal finance. Understood.
Interest Rate vs. APY: How They Impact Your Savings and Loans - Verified by FangWallet
4 min read

Interest Rate vs. APY: How They Impact Your Savings and Loans

4 min readAPY and interest rates are two different concepts that significantly impact your savings and loans. The interest rate determines how much interest you earn or pay, while APY includes the effect of compound interest. Compound interest helps your savings grow faster by earning interest on both your principal and accumulated interest. A higher […]Continue reading "Interest Rate vs. APY: How They Impact Your Savings and Loans" →
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Business,Guides,Loans
4 min read
what does plan f cover
4 min read

What Does Plan F Cover? Understanding Benefits and Costs for Seniors

4 min readMedicare Supplement Plan F offers comprehensive coverage for seniors, but it’s essential to understand its benefits and costs. Plan F covers various medical expenses, including Part A and Part B deductibles, coinsurance, and excess charges – but it is only available to those who were eligible for Medicare before 2020. Seniors can choose […]Continue reading "What Does Plan F Cover? Understanding Benefits and Costs for Seniors" →
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Health,Insurance,Opinion,Personal
4 min read
What You Need to Know About the 45-Day Rules in 1031 Exchange - Verified by FangWallet
4 min read

What You Need to Know About the 45-Day Rules in 1031 Exchange

4 min readThe 1031 exchange, also called a like-kind exchange, allows investors to trade investment properties while deferring capital gains taxes. A key part of the 1031 exchange is the 45-day identification period, which starts after selling the relinquished property. Within these 45 days, investors must identify potential replacement properties. Failure to meet the 45-day […]Continue reading "What You Need to Know About the 45-Day Rules in 1031 Exchange" →
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Investing,Guides,Make Money
4 min read
Quicken Loans Guide to Fannie Mae HomePath Properties - Verified by FangWallet
4 min read

Quicken Loans Guide to Fannie Mae HomePath Properties

4 min readSave Money: HomePath properties are often priced below market value, offering potential savings for buyers. Help with Closing Costs: First-time homebuyers may qualify for assistance through Fannie Mae’s HomePath Ready Buyer program. Variety of Property Options: HomePath includes single-family homes, condos, townhomes, and multi-unit buildings. Streamlined Buying Process: The HomePath program simplifies the […]Continue reading "Quicken Loans Guide to Fannie Mae HomePath Properties" →
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Guides,Loans,Mortgage
4 min read
How to Surrender a Financed Car Without Penalty - Verified by FangWallet
4 min read

How to Surrender a Financed Car Without Penalty

4 min readLearn how to return a financed car without incurring penalties. Understand the legal and financial effects of surrendering a financed vehicle. Review your loan agreement for surrender clauses and payoff amounts. Assess your financial situation and explore alternative options. Communicate with your finance company to understand costs before surrendering. Protect your credit score […]Continue reading "How to Surrender a Financed Car Without Penalty" →
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Auto,Debt,Frugal Living,Insurance
4 min read
How Long Does a Citi Balance Transfer Take? Timeline Explained - Verified by FangWallet
4 min read

How Long Does a Citi Balance Transfer Take? Timeline Explained

4 min readCiti offers some of the longest 0% intro APR periods, with balance transfer cards lasting up to 21 months. A Citi balance transfer usually takes about 10 days for existing credit card holders and around 14 days for new accounts, plus extra time for mail delivery. After opening the account, you typically have […]Continue reading "How Long Does a Citi Balance Transfer Take? Timeline Explained" →
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Banking,Credit Cards,Guides
4 min read
Best PlayStation 5 Games Coming in 2025 - Verified by FangWallet
5 min read

Best PlayStation 5 Games Coming in 2025

5 min readNew PS5 games to look forward to in 2025. How PlayStation gaming has evolved over the years. A guide for beginners to understand the PS5 and its features. Exclusive PS5 games vs. cross-platform releases. Tips to enhance your PS5 gaming experience. Answers to common questions about PS5 games and setup. Introduction Get ready […]Continue reading "Best PlayStation 5 Games Coming in 2025" →
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Lifestyle,Guides,Speculation,Trending News
5 min read
What Is Temporary Car Insurance and When Do You Need It? - Verified by FangWallet
4 min read

What Is Temporary Car Insurance and When Do You Need It?

4 min readTemporary car insurance provides coverage for a short period, usually less than six months. It is useful for borrowing cars, renting them, or covering gaps between standard policies. Drivers can purchase coverage for a day, a week, or a month. Consider coverage type, budget, and vehicle value when choosing temporary insurance. While it […]Continue reading "What Is Temporary Car Insurance and When Do You Need It?" →
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Auto,Guides,Insurance
4 min read
Essential Guide to Academy Sports Credit Card - Verified by FangWallet
4 min read

Essential Guide to Academy Sports Credit Card

4 min readSave 5% on all purchases at Academy Sports, both online and in-store. Get free standard shipping on orders over $15 (before taxes) at Academy.com. Enjoy exclusive deals and promotions for cardholders. Manage your account conveniently online through Comenity Bank. Quick and easy application process with potential instant approval. This is a store card, […]Continue reading "Essential Guide to Academy Sports Credit Card" →
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Speculation,Guides,Health,Insurance
4 min read
Best Retail Stores Offering Free Birthday Gifts & Discounts - Verified by FangWallet
4 min read

Best Retail Stores Offering Free Birthday Gifts & Discounts

4 min readMany stores offer birthday freebies and discounts to loyal shoppers. You can enjoy free food, drinks, and discounts on clothes and beauty products. Signing up for loyalty programs and providing your birthdate is essential to receiving rewards. Reading the terms and conditions ensures you maximize your offers. Combining multiple offers can help you […]Continue reading "Best Retail Stores Offering Free Birthday Gifts & Discounts" →
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Deals,Guides,Lifestyle,Opinion
4 min read
How Secure Is Venmo? Everything You Need to Know About Its Safety - Verified by FangWallet
4 min read

How Secure Is Venmo? Everything You Need to Know About Its Safety

4 min readVenmo is a popular mobile payment service for various financial transactions. It protects user accounts by using data encryption and allowing PIN codes. Users can send money, receive money, share bills, and shop at stores that accept Venmo. As more people use Venmo, knowing how to stay safe becomes essential. This guide will […]Continue reading "How Secure Is Venmo? Everything You Need to Know About Its Safety" →
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Banking,Guides,Speculation
4 min read
What Is Limited Government & How Does It Protect Your Rights? - Verified by FangWallet
5 min read

What Is Limited Government & How Does It Protect Your Rights?

5 min readUnderstanding Limited Government A limited government means the government’s power is restricted by laws and principles designed to protect individual rights. This system ensures that government authority is checked and balanced, preventing the misuse of power. Here’s how limited government helps safeguard personal freedoms: It reduces the risk of government overreach and misuse of power. […]Continue reading "What Is Limited Government & How Does It Protect Your Rights?" →
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Market News,Education,Trending News
5 min read

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