FangWallet Editors

FangWallet was created in 2014 to make financial knowledge easy to read and accessible to the masses to empower individuals to truly understand finances and make sound life decisions. No personal finance question should go unanswered. Personal finance. Understood.
Can You Buy a Car with Bad Credit? Here’s What You Need to Know - Verified by FangWallet
4 min read

Can You Buy a Car with Bad Credit? Here’s What You Need to Know

4 min readGetting a new car with bad credit can be challenging, but it’s still possible. Understanding how credit scores impact auto financing is crucial. Checking your credit report and setting a budget can improve approval chances. Researching lenders, exploring pre-approval options, and making a down payment are key steps. Improving your credit score and […]Continue reading "Can You Buy a Car with Bad Credit? Here’s What You Need to Know" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Auto,Guides,Loans
4 min read
Liquidated Damages vs. Penalties: Key Legal Differences - Verified by FangWallet
4 min read

Liquidated Damages vs. Penalties: Key Legal Differences

4 min readLiquidated damages and penalties are distinct concepts in contract law, impacting the enforceability of damages provisions. Understanding these differences is crucial when drafting enforceable contracts. Liquidated damages are predetermined amounts agreed upon at contract formation, designed to compensate for potential losses in case of a breach. Penalties aim to punish the breaching party […]Continue reading "Liquidated Damages vs. Penalties: Key Legal Differences" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Legal,Guides,Personal
4 min read
DoorDash vs. Uber Eats: Which Pays the Most? - Verified by FangWallet
5 min read

DoorDash vs. Uber Eats: Which Pays the Most?

5 min readThis blog compares DoorDash and Uber Eats, two major food delivery services in the U.S., to determine which offers higher earnings. It explores payment structures, potential earnings, tipping policies, and strategies to maximize income. A step-by-step guide explains how to sign up for each service, including application requirements, background checks, and vehicle specifications. […]Continue reading "DoorDash vs. Uber Eats: Which Pays the Most?" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Side Hustles,Business,Make Money,Speculation
5 min read
5 Steps to Organizing Your Personal Financial Statement Like a Pro - Verified by FangWallet
4 min read

5 Steps to Organizing Your Personal Financial Statement Like a Pro

4 min readOrganizing your financial statement provides a clear view of your income, expenses, and net worth. This clarity makes financial decisions easier, whether budgeting, investing, or planning your estate. A well-structured statement guides you in achieving financial goals. Keeping financial documents in a secure and accessible manner is essential. Budgeting apps and digital tools […]Continue reading "5 Steps to Organizing Your Personal Financial Statement Like a Pro" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Education,Opinion,Personal
4 min read
how much to trademark a logo
4 min read

How Much to Trademark a Logo? Understanding Costs and the Process

4 min readThe cost of trademarking a logo in the United States varies. Federal trademarking costs $250-$350 per class of goods/services, while state fees range from $50-$150. Legal fees for trademark applications typically add $500-$2,000 but can increase your chances of success. Trademark search fees range from $300 to $600 and are crucial to avoid […]Continue reading "How Much to Trademark a Logo? Understanding Costs and the Process" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Entrepreneurship,Legal,Opinion
4 min read
is it a good time to refinance
4 min read

Is It a Good Time to Refinance? How to Decide Based on Current Interest Rates

4 min readRefinancing can secure a lower interest rate, reducing monthly payments and overall interest costs. Calculating your break-even point—the period of time it takes for savings to outweigh refinancing costs—is crucial. A good credit score is key to securing favorable refinance rates. Compare offers from multiple lenders to find the best terms. Carefully assess […]Continue reading "Is It a Good Time to Refinance? How to Decide Based on Current Interest Rates" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Mortgage,Loans,Personal
4 min read
cost to replace kitchen countertops
4 min read

Cost to Replace Kitchen Countertops: Affordable Solutions and Luxury Upgrades

4 min readThe cost of kitchen countertop installation ranges from $20 per square foot for budget-friendly laminate to $250 or more for high-end materials like marble. Factors like material choice, size, edge treatments, cutouts, and labor costs contribute to the total project cost. Understanding the pros and cons of different materials—granite, quartz, laminate, and marble—helps […]Continue reading "Cost to Replace Kitchen Countertops: Affordable Solutions and Luxury Upgrades" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Lifestyle,Opinion,Personal
4 min read
what is drawdown in trading
4 min read

What Is Drawdown in Trading? Understanding Losses and Risk Management

4 min readDrawdown is the peak-to-trough decline in a trading account balance due to losing trades. Understanding drawdown is crucial for managing risk and developing effective trading strategies. Diversification, stop-loss orders, and careful risk assessment can help mitigate drawdown. Drawdown is not the same as loss. A loss is realized when you exit a trade, […]Continue reading "What Is Drawdown in Trading? Understanding Losses and Risk Management" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Investing,Opinion,Technology
4 min read
how much is low income for a single person
4 min read

How Much Is Low Income for a Single Person? A Breakdown of Federal and State Standards

4 min readIn 2023, low income was considered to be $14,580 for a single person and $30,000–$40,000 for a family of four, depending on the state and federal poverty level. Your state may have different income limits than federal guidelines, so it’s essential to check state-specific rules. Various resources are available to help individuals and […]Continue reading "How Much Is Low Income for a Single Person? A Breakdown of Federal and State Standards" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Lifestyle,Opinion,Personal
4 min read
is stripe secure
3 min read

Is Stripe Secure for Businesses and Customers? Security Features Explained

3 min readAdvanced Security Measures: Stripe ensures safe transactions with encryption and tokenization. Industry Compliance: Stripe is PCI DSS Level 1, SOC 1, and SOC 2 certified. Proactive Security Practices: Continuous security assessments and a bug bounty program help identify vulnerabilities. User-Controlled Security Enhancements: Businesses can improve security with two-factor authentication (2FA) and account monitoring. […]Continue reading "Is Stripe Secure for Businesses and Customers? Security Features Explained" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Opinion,Reviews,Technology
3 min read
how much does the usda recommend you budget for food per month
3 min read

How Much Does the USDA Recommend You Budget for Food Per Month?

3 min readThe USDA provides food budget recommendations based on household size and income level. Four food plans are available: Thrifty, Low-Cost, Moderate-Cost, and Liberal. The Thrifty plan is the most affordable while still ensuring a nutritious diet. The average household spends a significant portion of their income on food. Factors such as location, dietary […]Continue reading "How Much Does the USDA Recommend You Budget for Food Per Month?" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Food,Frugal Living,Lifestyle,Opinion
3 min read
when do global entry appointments open up
4 min read

When Do Global Entry Appointments Open Up? How to Secure Your Spot Faster

4 min readGetting a Global Entry interview can be one of the most challenging parts of the application process. Knowing when and where appointments are available is crucial to securing your spot. Third-party services can help you find last-minute cancellations and appointment openings. Being flexible with your location can increase your chances of securing an […]Continue reading "When Do Global Entry Appointments Open Up? How to Secure Your Spot Faster" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Lifestyle,Opinion,Personal,Travel
4 min read

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Register for free
Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

© 2014-2025 FangWallet, LLC. All Rights Reserved. Proudly powered by WordPress

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.