3 min read

Marketable Securities Examples: Understanding Liquid Assets for Smart Investing

3 min readMarketable securities are short-term investments that are easy to sell and convert into cash. They carry low risk, making them ideal for preserving capital over a short period. Examples include stocks, bonds, treasury bills, and certificates of deposit. Companies classify marketable securities as current assets on their balance sheets. They offer potential returns […]Continue reading "Marketable Securities Examples: Understanding Liquid Assets for Smart Investing"
4 min read

Stock Float: How Can You Analyze Float to Predict Stock Volatility?

4 min readStock float refers to the number of shares a company has available for public trading. To calculate a company’s float, subtract restricted shares from the total outstanding shares. Low-float stocks are prone to price swings, attracting short-term traders. High-float stocks are typically more stable, appealing to long-term investors. Understanding stock float is a […]Continue reading "Stock Float: How Can You Analyze Float to Predict Stock Volatility?"
5 min read

Charge-Off vs. Collection: What You Need to Know About Debt Resolution

5 min readKnowing the difference between charge-offs and collections is crucial for resolving debt effectively. Both charge-offs and collections can harm your credit score and overall financial health. Learn your rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself when dealing with debt collectors. Good debt management, including budgeting and timely payments, […]Continue reading "Charge-Off vs. Collection: What You Need to Know About Debt Resolution"
4 min read

Why Do People Follow the Crowd: How Social Conformity Drives Market Movements

4 min readThis blog explores how social conformity, including groupthink and the bandwagon effect, impacts market trends and investment choices. It delves into psychological factors like social influence and FOMO (fear of missing out), which drive herd behavior. The role of social media and financial news in shaping market perceptions and amplifying groupthink is analyzed. […]Continue reading "Why Do People Follow the Crowd: How Social Conformity Drives Market Movements"
4 min read

90-Day Plan for New Job: Your Roadmap to Success in the First Three Months

4 min readA 90-day plan guides new employees through their first three months in a new role or company. It focuses on setting clear goals, understanding the company culture, and building key relationships. The plan consists of three phases: learning and orientation, contribution and integration, and expansion and mastery. Each phase includes tasks and milestones […]Continue reading "90-Day Plan for New Job: Your Roadmap to Success in the First Three Months"
3 min read

Tips for Effectively Managing Your Utility Bills

3 min readUnderstanding utility bills is essential for effective money management. Learn about various utility bills, including electricity, gas, water, and internet services. Utilize budgeting tools, automatic payments, and energy-saving practices to manage costs effectively. Regularly review your utility bills to monitor usage and identify potential savings. Adopt energy-efficient habits to lower consumption and reduce […]Continue reading "Tips for Effectively Managing Your Utility Bills"
4 min read

Discover the Value of 1 Dollar Silver Certificates

4 min readSilver certificate dollar bills are a unique part of American currency, created from the late 1800s to 1964. Initially, they could be exchanged for their face value in silver. Although they can no longer be redeemed for silver, collectors highly value these certificates. Their worth today depends on factors like condition, rarity, and […]Continue reading "Discover the Value of 1 Dollar Silver Certificates"
4 min read

Creating Impactful Advocacy Advertising Campaigns

4 min readAdvocacy advertising is a powerful way to create awareness and promote social change by focusing on specific issues or viewpoints. Unlike commercial advertising, which aims to sell products or services, advocacy advertising seeks to influence public opinion and gather support for a cause. Campaigns are often run by nonprofits, corporations, advocacy groups, or […]Continue reading "Creating Impactful Advocacy Advertising Campaigns"
4 min read

How Much Does a Notary Charge? Understanding US Notary Fees

4 min readNotary fees in the U.S. vary by state, leading to large price differences. Understanding what impacts these fees, such as the type of document and travel needs, can help you budget better. A standard notarization typically costs between $5 and $15 per signature. More complex tasks, such as those related to real estate, […]Continue reading "How Much Does a Notary Charge? Understanding US Notary Fees"
4 min read

Simplifying Flexible Budget Variances Techniques

4 min readFlexible budgeting is key for businesses with costs that change. It helps them adapt to various activity levels. This analysis shows where real spending differs from the new budget. It gives insights into how the business is doing. Understanding fixed and variable costs is crucial for accurate variance analysis. By examining variances, businesses […]Continue reading "Simplifying Flexible Budget Variances Techniques"
5 min read

Commercial Real Estate Values: How to Accurately Assess Property Worth in Today’s Market

5 min readAssessing the value of commercial real estate is crucial in today’s market. Factors influencing property values include market conditions, location, accessibility, zoning laws, property condition, and interest rates. Various methods, such as the income approach, sales comparison approach, and cost approach, are used to determine fair market value, each with unique benefits and […]Continue reading "Commercial Real Estate Values: How to Accurately Assess Property Worth in Today’s Market"
4 min read

Small Business Time Tracking: The Ultimate Guide to Managing Employee Hours

4 min readDiscover how effective time tracking can help manage projects, improve billing accuracy, and boost profits for small businesses. Learn about modern time tracking tools that simplify employee hour management and enhance productivity. Understand how to select the right time tracking software tailored to your business needs. Get step-by-step guidance on implementing time tracking […]Continue reading "Small Business Time Tracking: The Ultimate Guide to Managing Employee Hours"

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.