FangWallet Editors

FangWallet was created in 2014 to make financial knowledge easy to read and accessible to the masses to empower individuals to truly understand finances and make sound life decisions. No personal finance question should go unanswered. Personal finance. Understood.
What Is a Demand Deposit? A Beginner’s Guide to Easy Banking - Verified by FangWallet
5 min read

What Is a Demand Deposit? A Beginner’s Guide to Easy Banking

5 min readDemand deposit accounts, like checking, savings, and money market accounts, allow you to access your money easily. These accounts are important for daily banking. They help people with their transactions and manage their money. Even if they are adaptable, demand deposit accounts typically give lower interest rates than time deposits. Understanding the different […]Continue reading "What Is a Demand Deposit? A Beginner’s Guide to Easy Banking" →
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Banking,Credit Cards,Guides
5 min read
Are Annuities Insured? Here’s What You Need to Know - Verified by FangWallet
5 min read

Are Annuities Insured? Here’s What You Need to Know

5 min readAnnuities are insurance deals made to give a steady income, usually during retirement. They allow money to grow without taxes and can be bought with one big payment or several smaller ones. It’s important to know about different kinds of annuities. These include fixed annuities, variable annuities, and indexed annuities. Each has different […]Continue reading "Are Annuities Insured? Here’s What You Need to Know" →
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Guides,Insurance
5 min read
How to Invest in Private Funds with Little Money: A Frugal Approach - Verified by FangWallet
8 min read

How to Invest in Private Funds with Little Money: A Frugal Approach

8 min readLook into different investment options: Learn how to join private funds even if you have little money. Get to know the basics: Understand the setup, benefits, and risks that come with private funds. Check your financial situation: Review your budget for investment, how much risk you can take, and your time for investing. […]Continue reading "How to Invest in Private Funds with Little Money: A Frugal Approach" →
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Frugal Living,Guides,Investing
8 min read
What Are Convenience Checks? Here’s How They Work - Verified by FangWallet
7 min read

What Are Convenience Checks? Here’s How They Work

7 min readConvenience checks let you take cash from your credit card. You can use them for cash advances, balance transfers, or purchases. They are easy to use, but they often have fees and higher interest than regular credit card transactions. It is important to know the terms and fees, and how using them might […]Continue reading "What Are Convenience Checks? Here’s How They Work" →
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Banking,Guides,Personal
7 min read
How to Start a Photography Business in 2025 with Just $500 - Verified by FangWallet
7 min read

How to Start a Photography Business in 2025 with Just $500

7 min readFocus on a specific area: Find your photography style to reach the right clients. Low start-up cost: Begin with only $500 for key equipment and materials. Having an online presence is important: Show your work through a website and social media. Promote wisely: Use free and affordable marketing strategies. Build connections: Meet potential […]Continue reading "How to Start a Photography Business in 2025 with Just $500" →
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Business,Guides,Side Hustles
7 min read
Monday vs. ClickUp: Which One Offers the Best $10 Plan for Teams? - Verified by FangWallet
13 min read

Monday vs. ClickUp: Which One Offers the Best $10 Plan for Teams?

13 min readThis blog post looks at the $10 plans from Monday and ClickUp. Both are big names in project management software. We will check important features like task management, time tracking, team collaboration, integration options, and customer support. We will explore the good and bad points of each platform. This will help you find […]Continue reading "Monday vs. ClickUp: Which One Offers the Best $10 Plan for Teams?" →
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Business,Entrepreneurship,Guides,Technology
13 min read
How to Avoid Late Fees on Your Car Loan—Even If You’re 5 Days Late - Verified by FangWallet
8 min read

How to Avoid Late Fees on Your Car Loan—Even If You’re 5 Days Late

8 min readDid you know that even a single missed car payment can put you at risk of vehicle repossession? Late car payments can severely impact your credit score, potentially leading to higher interest rates and difficulty securing loans in the future. Most car loans do offer a grace period, typically between 10 to 15 […]Continue reading "How to Avoid Late Fees on Your Car Loan—Even If You’re 5 Days Late" →
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Auto,Guides,Loans
8 min read
What Happens When You Miss a Payment Near Your Loan’s Maturity Date? - Verified by FangWallet
6 min read

What Happens When You Miss a Payment Near Your Loan’s Maturity Date?

6 min readA loan’s maturity date signifies the due date for the final payment, marking the loan’s completion. Understanding your loan agreement and maturity date is crucial for responsible borrowing. Missing a payment near the maturity date can have repercussions, including late fees and potential credit score impacts. It is essential to communicate with your […]Continue reading "What Happens When You Miss a Payment Near Your Loan’s Maturity Date?" →
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Debt,Guides,Loans
6 min read
How to Legally Have Both a 401(k) and Roth IRA Without Exceeding IRS Limits - Verified by FangWallet
5 min read

How to Legally Have Both a 401(k) and Roth IRA Without Exceeding IRS Limits

5 min readYes, you can put money into both a 401(k) and a Roth IRA legally without breaking IRS rules. There are set rules and limits for each retirement account. The tax benefits vary between a 401(k) and a Roth IRA. A money advisor can give you advice based on your situation. It’s important to […]Continue reading "How to Legally Have Both a 401(k) and Roth IRA Without Exceeding IRS Limits" →
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Guides,Retirement
5 min read
Why Every Parent Needs Life Insurance—Policies Start at Just $15 Per Month - Verified by FangWallet
5 min read

Why Every Parent Needs Life Insurance—Policies Start at Just $15 Per Month

5 min readLife insurance gives a money safety net for your family if something unexpected happens. It can pay for things like bills, school, and everyday living costs. There are affordable choices, with plans starting at just $15 a month. Getting a quote is fast and simple, usually done online in a few minutes. This […]Continue reading "Why Every Parent Needs Life Insurance—Policies Start at Just $15 Per Month" →
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Guides,Insurance,Parents
5 min read
The Best Online Language Courses for Beginners—Prices Start at Just $19.99 - Verified by FangWallet
4 min read

The Best Online Language Courses for Beginners—Prices Start at Just $19.99

4 min readLook at a collection of the best online language courses made for beginners. Start your journey of learning a language with low-cost options, beginning at just $19.99. See the good things about online language learning and how it meets your needs. Get useful tips, ways, and resources to make your language learning better. […]Continue reading "The Best Online Language Courses for Beginners—Prices Start at Just $19.99" →
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Education,Guides,Technology
4 min read
How to Avoid Probate and Save Your Family Thousands in Legal Fees - Verified by FangWallet
5 min read

How to Avoid Probate and Save Your Family Thousands in Legal Fees

5 min readProbate is a legal process that can be expensive and take a lot of time for families after someone they love passes away. By planning your estate well, you can avoid probate and help your family save money on legal costs. Creating a living trust, naming beneficiaries, and owning property together are good […]Continue reading "How to Avoid Probate and Save Your Family Thousands in Legal Fees" →
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Guides,Legal
5 min read

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