6 min read
How Long Can a Bank Hold a Check By Law? Find Out Legal Limits
6 min readBanks place holds on checks to ensure funds are available and to combat fraud. The duration of a check hold varies depending on factors like the check type, deposit method, and bank policies. Federal regulations, like Regulation CC, provide guidelines for hold times. Generally, funds for government-issued checks, cashier’s checks, and checks under […]Continue reading "How Long Can a Bank Hold a Check By Law? Find Out Legal Limits"