4 min read

Quicken Loans Guide to Fannie Mae HomePath Properties

4 min readSave Money: HomePath properties are often priced below market value, offering potential savings for buyers. Help with Closing Costs: First-time homebuyers may qualify for assistance through Fannie Mae’s HomePath Ready Buyer program. Variety of Property Options: HomePath includes single-family homes, condos, townhomes, and multi-unit buildings. Streamlined Buying Process: The HomePath program simplifies the […]Continue reading "Quicken Loans Guide to Fannie Mae HomePath Properties"
Tagged
4 min read

How Long Does a Citi Balance Transfer Take? Timeline Explained

4 min readCiti offers some of the longest 0% intro APR periods, with balance transfer cards lasting up to 21 months. A Citi balance transfer usually takes about 10 days for existing credit card holders and around 14 days for new accounts, plus extra time for mail delivery. After opening the account, you typically have […]Continue reading "How Long Does a Citi Balance Transfer Take? Timeline Explained"
Tagged
5 min read

Best PlayStation 5 Games Coming in 2025

5 min readNew PS5 games to look forward to in 2025. How PlayStation gaming has evolved over the years. A guide for beginners to understand the PS5 and its features. Exclusive PS5 games vs. cross-platform releases. Tips to enhance your PS5 gaming experience. Answers to common questions about PS5 games and setup. Introduction Get ready […]Continue reading "Best PlayStation 5 Games Coming in 2025"
Tagged
4 min read

What Is Temporary Car Insurance and When Do You Need It?

4 min readTemporary car insurance provides coverage for a short period, usually less than six months. It is useful for borrowing cars, renting them, or covering gaps between standard policies. Drivers can purchase coverage for a day, a week, or a month. Consider coverage type, budget, and vehicle value when choosing temporary insurance. While it […]Continue reading "What Is Temporary Car Insurance and When Do You Need It?"
4 min read

Essential Guide to Academy Sports Credit Card

4 min readSave 5% on all purchases at Academy Sports, both online and in-store. Get free standard shipping on orders over $15 (before taxes) at Academy.com. Enjoy exclusive deals and promotions for cardholders. Manage your account conveniently online through Comenity Bank. Quick and easy application process with potential instant approval. This is a store card, […]Continue reading "Essential Guide to Academy Sports Credit Card"
4 min read

Best Retail Stores Offering Free Birthday Gifts & Discounts

4 min readMany stores offer birthday freebies and discounts to loyal shoppers. You can enjoy free food, drinks, and discounts on clothes and beauty products. Signing up for loyalty programs and providing your birthdate is essential to receiving rewards. Reading the terms and conditions ensures you maximize your offers. Combining multiple offers can help you […]Continue reading "Best Retail Stores Offering Free Birthday Gifts & Discounts"
Tagged
4 min read

How Secure Is Venmo? Everything You Need to Know About Its Safety

4 min readVenmo is a popular mobile payment service for various financial transactions. It protects user accounts by using data encryption and allowing PIN codes. Users can send money, receive money, share bills, and shop at stores that accept Venmo. As more people use Venmo, knowing how to stay safe becomes essential. This guide will […]Continue reading "How Secure Is Venmo? Everything You Need to Know About Its Safety"
4 min read

Can You Buy a Car with Bad Credit? Here’s What You Need to Know

4 min readGetting a new car with bad credit can be challenging, but it’s still possible. Understanding how credit scores impact auto financing is crucial. Checking your credit report and setting a budget can improve approval chances. Researching lenders, exploring pre-approval options, and making a down payment are key steps. Improving your credit score and […]Continue reading "Can You Buy a Car with Bad Credit? Here’s What You Need to Know"
Tagged
4 min read

Liquidated Damages vs. Penalties: Key Legal Differences

4 min readLiquidated damages and penalties are distinct concepts in contract law, impacting the enforceability of damages provisions. Understanding these differences is crucial when drafting enforceable contracts. Liquidated damages are predetermined amounts agreed upon at contract formation, designed to compensate for potential losses in case of a breach. Penalties aim to punish the breaching party […]Continue reading "Liquidated Damages vs. Penalties: Key Legal Differences"
4 min read

5 Steps to Organizing Your Personal Financial Statement Like a Pro

4 min readOrganizing your financial statement provides a clear view of your income, expenses, and net worth. This clarity makes financial decisions easier, whether budgeting, investing, or planning your estate. A well-structured statement guides you in achieving financial goals. Keeping financial documents in a secure and accessible manner is essential. Budgeting apps and digital tools […]Continue reading "5 Steps to Organizing Your Personal Financial Statement Like a Pro"
4 min read

Cost to Replace Kitchen Countertops: Affordable Solutions and Luxury Upgrades

4 min readThe cost of kitchen countertop installation ranges from $20 per square foot for budget-friendly laminate to $250 or more for high-end materials like marble. Factors like material choice, size, edge treatments, cutouts, and labor costs contribute to the total project cost. Understanding the pros and cons of different materials—granite, quartz, laminate, and marble—helps […]Continue reading "Cost to Replace Kitchen Countertops: Affordable Solutions and Luxury Upgrades"
4 min read

How Much Is Low Income for a Single Person? A Breakdown of Federal and State Standards

4 min readIn 2023, low income was considered to be $14,580 for a single person and $30,000–$40,000 for a family of four, depending on the state and federal poverty level. Your state may have different income limits than federal guidelines, so it’s essential to check state-specific rules. Various resources are available to help individuals and […]Continue reading "How Much Is Low Income for a Single Person? A Breakdown of Federal and State Standards"

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.