7 min read

Can I Cancel My Auto Insurance at Any Time Without Getting Penalized?

7 min readYou can cancel your auto insurance whenever you want. But you should understand the rules set by your insurance company. Some companies may charge you a cancellation fee. This could affect your refund eligibility. It is a good idea to get new coverage before you cancel. Doing this will help you avoid a […]Continue reading "Can I Cancel My Auto Insurance at Any Time Without Getting Penalized?"
Tagged
5 min read

Business Insurance for Cleaning Company

5 min readBusiness insurance helps cleaning companies stay safe from common problems. These problems include accidents, property damage, and theft. A general liability policy is an important part of business insurance. It protects cleaners from client injuries and damage to property. Small business owners can mix coverage options like property and liability into their policy. […]Continue reading "Business Insurance for Cleaning Company"
Tagged
6 min read

Supporting an Elderly Parent? Learn How to Claim Them on Your Taxes

6 min readYou can list your elderly parent as a dependent if they meet IRS rules, such as income limits and support needs. Listing a parent can reduce your tax payments through benefits like tax credits and assistance with dependent care. To qualify, you need to meet income limits, provide more than half of your […]Continue reading "Supporting an Elderly Parent? Learn How to Claim Them on Your Taxes"
Tagged
5 min read

Should You Invest in an Endowment Policy? Pros, Cons, and What to Know

5 min readAn endowment policy combines life insurance with savings, providing both protection for loved ones and a lump sum payout upon maturity. Long-term financial goals like retirement or paying for a child’s education are the focus of these policies. They offer guaranteed returns and tax benefits, but the higher premiums and slower growth require […]Continue reading "Should You Invest in an Endowment Policy? Pros, Cons, and What to Know"
Tagged
5 min read

Does Your Family Need Dependent Life Insurance? How to Decide

5 min readHow to Know if You Need Dependent Life Insurance Dependent life insurance provides death benefits for covered dependents such as spouses and children. Coverage is available through employers, standard policies, or joint life insurance plans. Eligible dependents typically include spouses, domestic partners, dependent children, and sometimes other family members. Premium costs and policy features can […]Continue reading "Does Your Family Need Dependent Life Insurance? How to Decide"
Tagged
8 min read

What Color Cars Are More Expensive to Insure: Facts vs. Folklore

8 min readMany people think that red cars cost more to insure, but this is not true. The color of your car does not change insurance rates. Car insurance companies look at things like your driving history, the make and model of your car, and the type of coverage you pick, not the color. A […]Continue reading "What Color Cars Are More Expensive to Insure: Facts vs. Folklore"
Tagged ,
10 min read

What Does Car Warranty Cover? The Smart Driver’s Checklist

10 min readCar warranties keep you safe from issues caused by defective parts and bad work. Factory warranties usually cover new cars. You can get extended warranties to keep protection after the manufacturer’s warranty ends. The main types of warranties include bumper-to-bumper coverage, powertrain coverage, and limited warranties. Warranty coverage does not cover routine maintenance […]Continue reading "What Does Car Warranty Cover? The Smart Driver’s Checklist"
Tagged
5 min read

Best Online Life Insurance: Top 2025 Picks That Actually Deliver

5 min readChoosing the right life insurance can be overwhelming, but in 2025, several online providers stand out for their user-friendly platforms and competitive rates. From streamlined applications to excellent customer service, these companies make securing peace of mind easier than ever.Continue reading "Best Online Life Insurance: Top 2025 Picks That Actually Deliver"
Tagged , ,
7 min read

What’s a Contingent Beneficiary: Why You Should Have One in Your Estate Plan

7 min readA contingent beneficiary acts as a backup to your primary beneficiary in estate plans. Naming a contingent beneficiary prevents your assets from entering probate if the primary beneficiary is unavailable. Contingent beneficiaries can include individuals, organizations, or charities. You can name multiple contingent beneficiaries and allocate specific portions of your estate to each. […]Continue reading "What’s a Contingent Beneficiary: Why You Should Have One in Your Estate Plan"
Tagged ,
6 min read

Does Pet Insurance Cover Prescription Food or Are You on Your Own?

6 min readPrescription pet food is typically formulated to address specific pet health conditions. Coverage for prescription pet food under pet insurance varies; some plans might include it, while others may not. Factors such as pre-existing conditions and the type of food can influence coverage decisions. Reading the fine print in your pet insurance policy […]Continue reading "Does Pet Insurance Cover Prescription Food or Are You on Your Own?"
Tagged
5 min read

What is an Insurance Policy’s Grace Period? Explained

5 min readAn insurance grace period is a set period, typically 10-30 days, after your premium due date during which you can make a late payment without losing coverage. This safety net prevents policies from lapsing due to missed payments, ensuring continuous coverage. Grace periods vary by state, insurance type, and insurer; always review your […]Continue reading "What is an Insurance Policy’s Grace Period? Explained"
Tagged
7 min read

At What Age Does Insurance Go Down: Find Out the Age Factor

7 min readCar insurance rates typically decrease as drivers gain more experience and become less statistically risky. The age at which insurance rates drop most significantly is usually around 25, a significant milestone for many insurance companies. While age plays a major role, other factors like driving history, location, credit score, and vehicle type also […]Continue reading "At What Age Does Insurance Go Down: Find Out the Age Factor"
Tagged

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.