Legal

How Much Does a Notary Charge? Understanding US Notary Fees - Verified by FangWallet
4 min read

How Much Does a Notary Charge? Understanding US Notary Fees

4 min readNotary fees in the U.S. vary by state, leading to large price differences. Understanding what impacts these fees, such as the type of document and travel needs, can help you budget better. A standard notarization typically costs between $5 and $15 per signature. More complex tasks, such as those related to real estate, […]Continue reading "How Much Does a Notary Charge? Understanding US Notary Fees" →
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Business,Legal,Personal
4 min read
Legal Changes to OASDI Tax in 2025: What You Need to Know About New Regulations - Verified by FangWallet
4 min read

Legal Changes to OASDI Tax in 2025: What You Need to Know About New Regulations

4 min readThe OASDI tax, commonly known as the Social Security tax, funds benefits for retirement, disability, and survivors in the U.S. In 2024, the OASDI tax rate remains 12.4% of eligible earnings, split equally between employers and employees at 6.2% each. The maximum taxable earnings for OASDI in 2024 are $168,600, an increase from […]Continue reading "Legal Changes to OASDI Tax in 2025: What You Need to Know About New Regulations" →
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Legal,Business,Entrepreneurship
4 min read
whens the last day to file taxes
4 min read

When’s the Last Day to File Taxes: Is It Too Late to Avoid Penalties?

4 min readThe tax filing deadline in the United States is usually April 15th every year. If you miss the deadline, you may face penalties, interest on unpaid taxes, and possibly audits. Before filing, gather all necessary financial documents, such as W-2s, 1099s, and receipts. You can use tax preparation software or hire a qualified […]Continue reading "When’s the Last Day to File Taxes: Is It Too Late to Avoid Penalties?" →
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Guides,Legal,Opinion,Personal
4 min read
how long does an nda last
4 min read

How Long Does an NDA Last: Is It Forever?

4 min readNDAs (Non-Disclosure Agreements) are legal contracts designed to protect sensitive information. Commonly used in business, legal, and employment settings, NDAs outline the scope of confidentiality and usage. The duration of an NDA can vary—some last for years, while others remain enforceable indefinitely. Violating an NDA can result in serious legal and financial consequences. […]Continue reading "How Long Does an NDA Last: Is It Forever?" →
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Business,Guides,Legal,Opinion
4 min read
How to Ensure Your Certificate of Insurance Meets Client and Legal Requirements - Verified by FangWallet
4 min read

How to Ensure Your Certificate of Insurance Meets Client and Legal Requirements

4 min readA Certificate of Insurance (COI) serves as proof of your business’s insurance coverage. It’s essential to understand what a COI includes and what clients expect. Be aware of any special requirements or rules that may apply. Low coverage limits or overlooked exclusions can lead to financial problems. Regularly review your COI and address […]Continue reading "How to Ensure Your Certificate of Insurance Meets Client and Legal Requirements" →
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Insurance,Legal,Opinion
4 min read
bank account frozen
4 min read

Bank Account Frozen: What to Do When Your Account Is Locked?

4 min readA frozen bank account restricts access to your funds, preventing withdrawals, transfers, and payments. Accounts are frozen for suspected fraud, unpaid debts, or legal requests. Contact your bank immediately to understand why your account is frozen and the steps to resolve it. Resolving a freeze may require documentation, such as proof of identity […]Continue reading "Bank Account Frozen: What to Do When Your Account Is Locked?" →
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Banking,Guides,Legal,Opinion
4 min read
Key Lease Contract Clauses for Financial Security - Verified by FangWallet
3 min read

Key Lease Contract Clauses for Financial Security

3 min readA lease agreement is a binding contract between the tenant and the landlord that outlines the terms of a rental arrangement. parts of a lease agreement include rent, security deposit, lease term, renewal options, and responsibilities for repairs and maintenance. Understanding these helps both parties avoid misunderstandings and manage their financial obligations. […]Continue reading "Key Lease Contract Clauses for Financial Security" →
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Entrepreneurship,Business,Legal
3 min read
personal property examples
3 min read

Personal Property Examples: What Counts as Your Personal Assets?

3 min readPersonal property includes movable items, distinguishing it from real property like land and fixtures. It has two main types: tangible (physical items) and intangible (legal rights and intellectual property). Knowing your assets is crucial for insurance, estate planning, and legal matters. Create an inventory by listing your physical items and documenting intangible assets. […]Continue reading "Personal Property Examples: What Counts as Your Personal Assets?" →
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Legal,Lifestyle,Opinion,Personal
3 min read
tax deferred account
4 min read

Tax-Deferred Account: Unlocking the Power of Tax-Free Growth

4 min readEnjoy tax-free growth: Your investments can grow without yearly taxes. Lower your tax bill now: Pre-tax contributions reduce your taxable income. Increase retirement income: Withdraw at potentially lower tax rates in retirement. Explore options: Traditional IRAs, Roth IRAs, and 401(k)s offer flexible solutions. Plan for financial freedom: Find the account that suits your […]Continue reading "Tax-Deferred Account: Unlocking the Power of Tax-Free Growth" →
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Investing,Legal,Opinion,Personal
4 min read
average cost of a divorce
4 min read

Average Cost of a Divorce: How Much Should You Expect to Pay?

4 min readThe average cost of a divorce in the United States typically ranges between $15,000 and $20,000, though this can vary significantly. Costs are influenced by factors such as whether the divorce is contested, the complexity of dividing assets, child custody arrangements, and alimony disputes. Attorney fees constitute a significant portion of divorce expenses. […]Continue reading "Average Cost of a Divorce: How Much Should You Expect to Pay?" →
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Legal,Lifestyle,Opinion,Personal
4 min read
why is estate planning important
4 min read

Why Is Estate Planning Important? The Benefits You Can’t Ignore

4 min readEstate planning provides a clear roadmap for managing your assets and affairs. It ensures your wishes are followed, reducing potential disputes among family members. A comprehensive estate plan includes essential documents like a will, powers of attorney, and sometimes a trust. It helps safeguard your legacy and provide for minor children or other […]Continue reading "Why Is Estate Planning Important? The Benefits You Can’t Ignore" →
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Legal,Opinion,Retirement
4 min read
Everything You Need to Know About Quit Claim Deeds Before You Sign - Verified by FangWallet
5 min read

Everything You Need to Know About Quit Claim Deeds Before You Sign

5 min readA quitclaim deed is a legal document used to transfer property ownership quickly. However, it offers less protection to the buyer than a warranty deed. This type of deed is commonly used between family members, during divorces, or to add a spouse’s name to a property title. Quitclaim deeds do not guarantee the […]Continue reading "Everything You Need to Know About Quit Claim Deeds Before You Sign" →
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Legal,Business,Mortgage,Personal
5 min read

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