Personal

selling home as is
4 min read

Selling Home As Is: Benefits and Challenges of Selling Without Repairs

4 min readSelling “as is” means passing on repairs to the buyer. This method is ideal for homeowners short on time or money or those who inherited a property. It’s crucial to price your home realistically, considering the needed repairs. Working with an experienced real estate agent knowledgeable in “as is” sales is recommended. While […]Continue reading "Selling Home As Is: Benefits and Challenges of Selling Without Repairs" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Mortgage,Opinion,Personal
4 min read
what is private debt
4 min read

What is Private Debt? A Simple Guide to Alternative Lending

4 min readPrivate debt is a loan extended to a company that is not publicly traded and comes in diverse forms such as loans and bonds. It offers potentially higher returns compared to publicly traded debt. Private debt is not as liquid as publicly traded debt due to the lack of a secondary market. Investors […]Continue reading "What is Private Debt? A Simple Guide to Alternative Lending" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Investing,Personal
4 min read
can you use 529 money to buy a house
4 min read

Can You Use 529 Money to Buy a House? What Are the Alternatives?

4 min read529 plans offer tax advantages for education expenses, including K-12 tuition, college costs, apprenticeships, and student loan repayments. While primarily for education, 529 funds can cover housing costs under specific guidelines, including on-campus and eligible off-campus accommodations. Tax-free withdrawals for off-campus housing are capped at the school’s cost of attendance (COA) for room […]Continue reading "Can You Use 529 Money to Buy a House? What Are the Alternatives?" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Personal,Investing,Loans
4 min read
What Are OASDI Contributions and Why Do They Matter? - Verified by FangWallet
4 min read

What Are OASDI Contributions and Why Do They Matter?

4 min readOASDI contributions fund the Social Security program, which provides retirement, disability, and survivor benefits. Employees and employers pay into OASDI through payroll taxes, while self-employed individuals pay both portions. The amount paid is based on a percentage of earnings, with an annual wage base limit. Understanding OASDI is crucial for financial planning, ensuring […]Continue reading "What Are OASDI Contributions and Why Do They Matter?" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Retirement,Guides,Insurance,Personal
4 min read
The Benefits of Choosing Gerber Life Insurance for Your Family - Verified by FangWallet
5 min read

The Benefits of Choosing Gerber Life Insurance for Your Family

5 min readGerber Life Insurance offers a variety of life insurance products designed for families, including the Grow-Up Plan for children. The company prioritizes financial security by providing financial support to beneficiaries in the event of the insured’s passing. Policy options include term, whole, and endowment life insurance, each with distinct features and benefits. Applying […]Continue reading "The Benefits of Choosing Gerber Life Insurance for Your Family" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Insurance,Opinion,Personal
5 min read
How Lemonade Renters Insurance Compares to Other Providers - Verified by FangWallet
4 min read

How Lemonade Renters Insurance Compares to Other Providers

4 min readLemonade is a fully licensed insurance company, not just a broker. It provides renters, homeowners, and other insurance policies. As a public benefit corporation, Lemonade prioritizes social good and maintains transparency in its operations. The company leverages AI technology for quick quotes and seamless claims processing, enhancing the customer experience. Lemonade’s user-friendly app […]Continue reading "How Lemonade Renters Insurance Compares to Other Providers" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Insurance,Guides,Lifestyle,Personal
4 min read
how do i switch banks
4 min read

How Do I Switch Banks? A Step-by-Step Guide to a Smooth Transition

4 min readSwitching banks can seem daunting, but with proper planning, it can be a smooth process. This guide provides a step-by-step approach to transitioning from one bank to another. Learn how to gather the required documents, update automatic payments, and close your old account. Switching banks can help you take advantage of better interest […]Continue reading "How Do I Switch Banks? A Step-by-Step Guide to a Smooth Transition" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Guides,Opinion,Personal
4 min read
what is a depository
4 min read

What Is a Depository? How It Works and Why It’s Important for Investors

4 min readKnowing the MSRP can help you make better choices when shopping for groceries. MSRP stands for Manufacturer’s Suggested Retail Price and helps stores set their prices. Shoppers often perceive MSRP as a benchmark price, which influences their purchasing decisions. Learning to compare MSRP with in-store prices can help you save money. Factors like […]Continue reading "What Is a Depository? How It Works and Why It’s Important for Investors" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Guides,Opinion,Personal
4 min read
Beginner's Guide to Understanding Accredited Debt Relief - Verified by FangWallet
5 min read

Beginner’s Guide to Understanding Accredited Debt Relief

5 min readAccredited Debt Relief is a well-known debt settlement company based in San Diego, California. They negotiate with creditors to lower your unsecured debt. The company handles various types of unsecured debts, including credit card debt, medical bills, personal loans, and private student loans. Accredited Debt Relief charges a fee based on their results, […]Continue reading "Beginner’s Guide to Understanding Accredited Debt Relief" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Loans,Personal
5 min read
Strategies to Optimize Backdoor Roth IRA Contributions - Verified by FangWallet
4 min read

Strategies to Optimize Backdoor Roth IRA Contributions

4 min readA backdoor Roth IRA is a legal strategy allowing high earners to contribute to a Roth IRA despite income limits. This involves contributing to a traditional IRA and then converting it to a Roth IRA. This method allows for tax-free growth and withdrawals in retirement. Understanding tax rules, especially the Pro-Rata Rule, is […]Continue reading "Strategies to Optimize Backdoor Roth IRA Contributions" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Retirement,Investing,Personal
4 min read
How to Set a Clear Direction in Life: Building a Personal Roadmap - Verified by FangWallet
7 min read

How to Set a Clear Direction in Life: Building a Personal Roadmap

7 min readDesigning my life begins with crafting a personal compass. This involves defining my core values and priorities, which serve as guiding principles. By identifying what truly matters to me, I can navigate choices and set meaningful goals with clarity.Continue reading "How to Set a Clear Direction in Life: Building a Personal Roadmap" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Lifestyle,Opinion,Personal
7 min read
6 min read

Part-Time Hustles: Ways to Earn Extra Cash Without Leaving Home

6 min readLooking to boost your income without leaving home? Explore these 27 practical ways to make extra money, from freelancing and online tutoring to selling crafts or participating in surveys. Each option offers flexibility while allowing you to earn on your terms.Continue reading "Part-Time Hustles: Ways to Earn Extra Cash Without Leaving Home" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Personal,Make Money,Side Hustles
6 min read

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Register for free
Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

© 2014-2025 FangWallet, LLC. All Rights Reserved. Proudly powered by WordPress

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.